Dog insurance
Lifetime Dog Insurance from Crufts
Peace of mind and protection for life with Crufts Dog Insurance
We’re here to make life easier for you and your dog. With lifetime cover, expert support, and a caring claims service, you can focus on enjoying every moment together while we take care of the rest.
Lifetime cover you can rely on
Crufts Dog Insurance provides lifetime cover for dogs and puppies across the UK. Our policies support your dog throughout their life, helping cover vet fees for injuries and ongoing illnesses year after year.
We offer lifetime insurance because your dog deserves consistent care, not short-term fixes. As long as you renew your policy, conditions that arise whilst your dog is protected with us remain covered for the life of your dog.
Care that keeps up with your dog
Up to £10,000 towards vet bills every year*
Ensures your dog can get the care they need.
Direct payment to your vet
Allows you to focus on your dog, not worry about the bill.
Lifetime cover means ongoing care
Keeps your dog covered year after year.
Access to My Account
For easy policy management, when you need it.
* Crufts Lifetime Complete
Choose the cover that’s right for your dog
We offer two lifetime options - Crufts Lifetime Care and Crufts Lifetime Complete - designed to give your dog the right level of protection. And with Lifetime Care you can also add optional extras for more flexibility, tailoring your cover to your dog’s needs.
|
Cover |
Crufts Lifetime Care |
Crufts Lifetime Complete |
|
Vet fees |
£3,000 - £7,500 per year |
Up to £10,000 per year |
|
Third-party liability |
£1 million |
£2 million |
|
Dental illness |
Up to £1,000 |
Up to £2,500 |
|
Complementary treatment |
Up to £1,000 |
Up to £2,500 |
|
|
Optional extra |
Included in cover |
|
Death, theft or straying |
Up to £1,000 |
Up to £2,500 |
|
Overseas travel (EU only, PETS travel scheme) |
Up to £1,000 for holiday cancellation and £1,000 for quarantine costs. Also includes £200 for repeat worming, £150 for loss of animal travel documents and £500 for emergency expenses abroad. |
Up to £2,000 for holiday cancellation and £2,000 for quarantine costs. Also includes £300 for repeat worming, £250 for loss of animal travel documents and £1,000 for emergency expenses abroad. |
|
Boarding fees / emergency daily minding (UK only) |
Up to £1,000 (£30/day) |
Up to £2,000 (£30/day) |
What's covered
Vet fees
Up to £10,000 per year with our most comprehensive cover. Full annual benefit renews when you renew your policy.
Complementary therapies
Treatment for illness or injury, including physiotherapy, hydrotherapy, chiropractic care, acupuncture or osteopathy when recommended by your vet.
Third-party liability
Covers injury or damage your dog causes to someone else or their property.
Common conditions
Covers conditions that develop after your policy starts, including dental illness and injury (excluding routine checks, elective treatments, crowns, and root canals), diabetes, and skin conditions.
Lost or stolen pets
Covers advertising and rewards.
For a full summary, see the Insurance Product Information Document (IPID) for Lifetime Care and Lifetime Complete and our Third-Party Liability IPID.
What's not covered
Cover for pre-existing conditions that started before your policy
Illnesses or injuries that existed before your policy began.
Routine care
Vaccinations, neutering, and check-ups aren’t included.
See your our policy booklet for full exclusions.
Trusted by generations of dog lovers
For over 130 years, Crufts has championed the health, happiness, and wellbeing of dogs across the UK.